Why Medicare and Health Insurance Won’t Pay for Most Long-Term Nursing Home Care

Medicare doesn’t cover any type of long-term care, whether you’re in a nursing home, assisted living community or your own home.

Medicare covers medical services in these settings but it won’t pay for a stay in a long-term care center or the cost of custodial care, such as assistance with the activities of daily living (ADL) like bathing, dressing, eating and using the bathroom — if that’s the only care you need.

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